剧情：本杰明·芬恩·费尼根（马修·麦康纳 Matthew McConaughey 饰）是一名疯狂的淘金猎人，淘金的热情使他无法如常人一般找份像样的工作养家糊口，他的妻子苔丝（凯特·哈德森 Kate Hudson 饰）也向他提出离婚，并在千万富翁奈杰尔（唐纳德·萨瑟兰 Donald Sutherland 饰）的巨轮上找了份不错的工作。一次意外的沉船事故中，芬恩无意中发现一枚碟子碎片，并推断这来源于一批失落了300多年的皇家财产，而这批财产同时也是他与妻子苦寻了8年的共同理想，芬恩决定这次决不放弃，然而周围却没有一个人相信他的推测。芬恩唯有想出了一个无厘头却不失精妙的方法登上了奈杰尔的船，并能言善辩地说服了杰奈尔与其女儿，甚至是苔丝也加入寻宝计划。然而与此同时，淘金团伙Bigg Bunny和芬恩的前导师已经盯上了他们，一场螳螂捕蝉黄雀在后的淘金好戏，即将上演…… Benjamin "Finn" Finnegan (Matthew McConaughey) is a treasure hunter looking for a treasure from a Spanish galleon known as the Aurelia, that was lost at sea with the 1715 Treasure Fleet. In his search to find the treasure, his wife, Tess (Kate Hudson), divorces him. Tess has been working as a steward on a huge yacht owned by multi-millionaire, Nigel Honeycutt (Donald Sutherland). Finn finds a clue to the location of the treasure and manages to get on Honeycutt's yacht The Precious Gem and convince him, his daughter, Gemma (Alexis Dziena), and Tess to join him in searching for the treasure. A local gangster named BiggBunny (Kevin Hart) and Finn's mentor, Moe Fitch (Ray Winstone), are intent on finding the treasure first. The Precious Gem and Moe's vessel compete to find the treasure in The Bahamas. As Finn attempts to secretly take down Moe's search grid, Finn discovers a sword which is a clue to finding the treasure. Finn and Tess follow the clues to an ancient church and discover a diary describing the location of the treasure. BiggBunny and his associates, who have been following Finn and Tess, take Tess hostage and assume (incorrectly) that Finn was killed. BiggBunny forces Tess to aid him in the search for the treasure in a blowhole, the location revealed in the diary. Tess finds the treasure in a cave beneath the blowhole. Meanwhile, Finn and the Honeycutts enlist the help of Moe in taking the treasure out of BiggBunny's hands. They arrive as BiggBunny sends one of his associates back in to the water to find out who was killed in the blow hole. The blowhole kills BiggBunny's employee and traps Tess and Finn. Finn saves Tess only to have BiggBunny kidnap her from him again. Tess is kidnapped and is completely unconscious. Gemma gets Finn to BiggBunny's plane on her jet ski and Finn leaps on the plane's pontoon as the plane takes off. As BiggBunny attempts to shoot Finn, Tess's eyes start rolling and she wakes up and kicks BiggBunny out of the plane and sends him into the ocean. The final BiggBunny henchman is taken prisoner by Moe (after he has shot Moe in the leg with a speargun). Finn and Tess are reunited and save the treasure together and Tess is shown pregnant. Finn, Tess, Nigel, Gemma, Moe and those who contributed in helping or finding the treasure open a museum displaying all of their finds.